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Saturday, 12 December 2015

Go Compare Insurance Sites


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Comparison is the proven way to reduce your insurance premium with little effort. Some good sites like go compare and confused.com can offer best deals if used properly.



Some of the best rated Insurance Companies are:

Best Car Insurance Companies 2014 1. Saga - 90.92% overall

It would be pretty fine to say that Saga has stood in an outstanding place in 2014’s Driver Power and this is what makes it an ultimate winner. The insurer basically provides the best of policies to drivers who are more than 50 years of age and had ended up winning three categories and has fared truly well. It provides successful insurance so that it can break 90% barrier and has managed to earn it position under the top ten slots. One quite satisfied policyholder of Saga stated that they are always courteous and polite over the phone and do their best to provide customers with the best of deals.


2. Royal & Sun Alliance - 89.66% overall

After browsing through the scorecard we have come to the conclusion that there has been an improvement in every category. It comes with two per cent combined percentage and it is outside the top four in one of the categories. There is no doubt that policy holders are very much impressed with RSA covers and claim process that is nothing but simply outstanding and smooth. One of the customers stated that the company has always been standing for the customer and has provided assistance as and when needed.

3. Frizzell - 87.66% overall

There is no doubt that Frizzell's ranking is great and when it comes to settling of a claim it is a leader. At the same time the company provides reliable online ordering categories. However, there are a few areas where Frizzell needs to work on for example; informing customers regarding any claim at the 20th place do not make a good impression and it should work on area of ordering taking through telephone. A customer also stated that it leaves loads of things to be desired especially when the mode of contact is a phone and the customer had to do immense groundwork.

4. LV - 87.57% overall

Liverpool Victoria has another outstandingly positive year as it climbs into the top five slots without any fault and clean record. Motorists find it tough to complain or criticize about their cover. One of the customers also stated that LV is lucid and clear, ever willing to help and has no legal jargon to worry about. Also when you have a claim, the cover provider is ever willing to help you out. One of the Driver Power respondents also stated that he came up with a claim for extensive damage at one end of the car but they were very much polite and splendid about the entire episode. Everything went wonderfully!

5. NFU Mutual - 86.56% overall

If you wish to go for phone ordering, then NFU Mutual is undeniably great. However for speed settling claim, it is not quite beneficial at all. However, it has always been applauded and extolled for its “business-like” approach and great product range with a good specialist car cover. Even though it is not quite cheap, one of the customers stated that they provide utmost respect to their customers and value them not just as ‘premiums’ but as people.
Also see: Compare the Market Travel Insurance and visit the comparison site.

Friday, 24 July 2015

How to Make Simple Pinhole Camera

It's not difficult to construct a workable pinhole camera. You need, first of all, a closed box. It can be a box of almost any size—a pillbox, matchbox, shoe box, or cylinder-shaped cereal box. Spray paint the inside with black paint. This prevents reflected light from ruining your photograph.



In one end of the box, cut a hole about the size of a dime. Take a 1 y2-inch square of aluminum foil and make a pinhole in the exact center of it. Use a sewing needle to make the hole. Using black m asking tape, tape the square of aluminum foil over the dim e-shaped hole you created earlier.
For a shutter,* make a flap over the pinhole out of a short strip of black tape and a square of dark paper. The black tape serves as the flap's hinge. Whenever you're not taking a picture, use a second piece of tape to tightly close the shutter.



You m ust load your camera in the dark or by using a photography safelight. Cut a piece of black-and-white photographic paper to match in size the inside end of the box opposite the pinhole "lens." On the back of the paper, place a strip of double sided tape. Mount the paper on the inside end of the box.
To take a photograph, place the camera on a table, chair, or other firm support. Point the lens toward the object you're photographing. Without moving the camera, lift the black flap to uncover the pinhole, exposure* time can last up to a few minutes. You may have to experiment with the size of the pinhole and the amount of exposure time before you get good results.
Be sure to focus on a stationary object — a fire hydrant, tree, or building — when taking the picture. Pinhole cameras aren't meant for action shots.

To unload the paper, again use a dark room. You'll then need to use special chemicals to make the images appear and become permanent. If you don't have these chemicals, you can check with a professional photographer for help.

Sunday, 12 July 2015

5 Crazy Priced Private Number Plates in the UK

Some people loves them some hates them but private number plates are very pricey assets.
Here are some expensive number plates in the UK:

5. '51 NGH': £254,000 ( $395,000 )



4. VIP 1  Costs £285.000 ($443,000)


3.  '1 D': £352,000  ($546,000)



2.  F1 £440,000 ($682,000)


1.  "25 O"  FOR £518,000 ($803,000)


Tuesday, 7 July 2015

Compare the Insurance Market for Cheap Car Insurance


Go compare car insurance
When looking for customer promise, Go compare car insurance is a company that you can trust upon with closed eyes. It is easy to use and reliable. Searching for right product gets way too easier through this site and they provide customers with the best product and at the same time at the very right price.
Visit these pages for more info about insurance comparison market: Go Compare and Compare the Market Car Insurance.
No more you have to keep searching from one site to another for any kind of car insurances as here you will be able to get in touch with all the best of car insurances under the sun. At the same time customers get the opportunity to make great deals and savings too! This is one site which is simply balanced and unbiased in approach and you do not have to worry about getting bluffed anymore. Go compare car insurance provides customers the confidence to read through the features of the products they are interested in, and gauge the price list and make it estimation about what suits their requirements best. There is simply no scope of biasness here.
source - reviews .co.uk


The site under no way makes false assumptions hence customers can be rest assured that they will get nothing but the best of carinsurance deals from this site providing customer satisfaction at every step.
 Compare the Market

Compare the market car insurance
This website is a leader in the field of insurance and provides customers with informed choice. Whatever your need for the day is and the kind of insurance you are looking out for, this is definitely the place to be.


Customers can now breathe easy as they will be able to get car, travel, home, pet, business, vehicle, life and finance related insurance right here itself. This website provides customers to browse through a flotilla of insurance products and everything gets chosen, clicked and bought online, in just a matter of minutes, yes it is that easy! They help in comparing the best of rates from their panel of eminent insurers and then only after making a proper judgment as per the customer’s needs and budget line, they provide relevant insurances. This helps customers to live at peace as this not only ends up saving a lot of time, but at the same time the best of rates are placed under their eyes. This is the best of place to keep check and stay in control, getting the best of deals thus helping people save bundles of worries. It is now your time, to keep in check and stay in control and get to view the best of insurance policies all under a single site.

Money Supermarket car insurance
MoneySuperMarket is one place where one can make the most of their money and yes this is nothing but the truth! Whatever kind of insurance one is hunting about for car, home, Savings, loans, credit cards, car, travel or life insurance, get it all at MoneySuperMarket.
There is simply no website which offers customers better insurance deal than this one and once you are there, you will understand the real reason why it is growing the trust of customers. In case you are new in the area of home insurance or if you need some guidance and tips to go about with saving process, then you get it all here. This is one perfect site where you get guided systematically with the best of deals. Times are getting tougher and cost of everything is ever on the rise.
Also if one wants some cheap quotes for their home insurance, then there is nothing better than this website. The best part about this site is they provide customers with a range of guides and this helps them to estimate and understand what would work the best for them. They believe in making customers satisfied and they know by staying real and providing what they want, they will end up getting loyalty from their customers. A smile from a customer’s end does really make a huge difference!

Waiver of Premium

Financially aware customers protect their future by investing in pensions, insurance policies and savings plans. These investments can be jeopardised if customers are unable to work and cannot maintain their monthly premiums. Waiver of Premium continues to pay customers’ insurance premiums, pension contributions or savings plans in the event of involuntary unemployment, accident or illness. Successful claimants can be confident that their contributions will be continuously paid and they won’t risk losing their accumulated benefits.

Best Car Insurance Companies 2014


1. Saga - 90.92% overall

It would be pretty fine to say that Saga has stood in an outstanding place in 2014’s Driver Power and this is what makes it an ultimate winner. The insurer basically provides the best of policies to drivers who are more than 50 years of age and had ended up winning three categories and has fared truly well. 
It provides successful insurance so that it can break 90% barrier and has managed to earn it position under the top ten slots. One quite satisfied policyholder of Saga stated that they are always courteous and polite over the phone and do their best to provide customers with the best of deals. 
2. Royal & Sun Alliance - 89.66% overall

After browsing through the scorecard we have come to the conclusion that there has been an improvement in every category. It comes with two per cent combined percentage and it is outside the top four in one of the categories. There is no doubt that policy holders are very much impressed with RSA covers and claim process that is nothing but simply outstanding and smooth. One of the customers stated that the company has always been standing for the customer and has provided assistance as and when needed. 

3. Frizzell - 87.66% overall

There is no doubt that Frizzell's ranking is great and when it comes to settling of a claim it is a leader. At the same time the company provides reliable online ordering categories. However, there are a few areas where Frizzell needs to work on for example; informing customers regarding any claim at the 20th place do not make a good impression and it should work on area of ordering taking through telephone. A customer also stated that it leaves loads of things to be desired especially when the mode of contact is a phone and the customer had to do immense groundwork. 
4. LV - 87.57% overall

Liverpool Victoria has another outstandingly positive year as it climbs into the top five slots without any fault and clean record. Motorists find it tough to complain or criticize about their cover. One of the customers also stated that LV is lucid and clear, ever willing to help and has no legal jargon to worry about. Also when you have a claim, the cover provider is ever willing to help you out. One of the Driver Power respondents also stated that he came up with a claim for extensive damage at one end of the car but they were very much polite and splendid about the entire episode. Everything went wonderfully!

5. NFU Mutual - 86.56% overall

If you wish to go for phone ordering, then NFU Mutual is undeniably great. However for speed settling claim, it is not quite beneficial at all. However, it has always been applauded and extolled for its “business-like” approach and great product range with a good specialist car cover. Even though it is not quite cheap, one of the customers stated that they provide utmost respect to their customers and value them not just as ‘premiums’ but as people. 

6. Co-operative - 86.47% overall

We had stated in the previous year that Co-operative Insurance could do much better and can improve, if it focused more on its strengths and it seems they did go with our advice. 
Overall they provide competent and great service, show responsiveness and kindness and did really well 2014. It landed in the 6th position which is not at all bad. It can work on its phone ordering service however drivers were content with their overall cover. One also stated that they are quite close to being known as being the cheapest and provide great value for money. They also worked and served the customer in the best possible way. 


7. Marks & Spencer - 85.49% overall


For Marks & Spencer, it has been an inspiring year as it claims into the top 10 slot and continues with its dominance over its supermarket contenders. In case you are hunting to make a claim, then M&S did rank well in the area of communication and speed throughout its process. Even though the insurance industry generally is disparaged for its high renewal quotes, M&S did a great work here as well. One of the customers also stated that he ended up gaining a loyalty discount in just a matter of a year’s time, and he did not even have to ask for it. Now that is what we call, good quality customer service! 
8. IAM Surety (Adelaide) - 84.69% overall

IAM Surety provides cover for the members who belong to the Institute of Advanced Motorists and was ridiculed in the current year for its processing claims. It was also referred to as being’ atrocious’ by one of its customers and he also has to undergo a lot of strain and aggravation. However others did say good words and applauded it for its cost effectiveness and one of them also reported it as providing outstanding service and value. 

9. Aviva - 84.62% overall

Aviva is working hard and continues to rise up in the chart. Its ratings keep getting better with an excellent telephone experience being the highlighter. Making a claim here is easy and effortless and definitely high on quality. Other list of benefits are competitive pricing, multi-car discounts with high end specialist covers to choose from. One of the customers also stated that they provided him and his entire family with an stupendous cover from quite a reputed company. 

10. Chaucer Direct - 84.53% overall

Chaucer Direct has come up with improvement in possibly every sphere and we regard it as the biggest mover of the year. It provides a great overall experience in every area together with 4 other top 10 places. One of its customers also stated that it is trying to provide cost-effective rate and the best rate across to its customers and their related concerns. The other stated that his repair work was done very fast and he only had to pay for the excess and nothing more. One also suggested that it would turn out to be great if the company has cover for Europe also. 


Friday, 19 June 2015

Ramadan Fasting Challenge St Petersburg VS Melbourne

I have heard some arguments while speaking with my Muslim friends in London that there are huge differences in fasting times around the world. This makes Northern hemisphere resident Muslims to be fasting much longer hours.

There are almost 11 hour difference in two cities when it comes to hours of waiting time till sunset. Melbourne, Australia Muslims would fast around 10 - 11 hours but St Petersburg residents need to wait 22 hours to have evening meal.



Sunday, 10 May 2015

Early Greek Civilizations and Importance

Minoan civilization

The first great civilization of the Aegean world flourished on the island of Crete. The early inhabitants settled as early as 6000 B.C., but the island reached the height of its power between 2200 b.c . and 1450 B.C. Its wealth was due to its thriving trade with other Bronze Age towns in Greece, the Mediterranean, and in Egypt and Syria. Prosperity also came from the rich Cretan soil which produced oil, grain, and wine in abundance. The economy was based around rich palaces, the remains of which have been found in different parts of the island. This peaceful Cretan civilization is known as Minoan after a legendary king of Crete called Minos. Knossos and the other palaces were all destroyed by fire in about 1700 b.c ., but after that they were rebuilt even more luxuriously. From then until about 1500 B.C., Minoan civilization was at its height.


The Mycenaean civilizations

(before iron tools and weapons cam e into use), had several important centres, including Mycenae. Mycenae, city of Agamemnon, was one of several heavily fortified strongholds. The lorn, or chief, lived in a palace with many rooms which served as a military headquarters and a centre of administration for the surrounding mountainside. Tne Mvcenaeans were warriors, and weapons and armor have been found in their graves. Thev were also great traders and sailed far and wide. Their civilization reached the height of its power in about 1600 bc . and eclipsed the Minoan civilization of Crete. All seemed secure and prosperous, but around 1250 b.c . the Mvoenaeans started to build huge defensive walls around all the major towns. The Mycenaean world was under threat from foreign invaders. By about 1200 tx. the dties began to be abandoned or destroyed. Within 100 years the Mycenaean strongholds had fallen and a period often called the Dark Ages had begun.

To Troy and back

 In Troy today, there is a modem replica of the Trojan horse. It is very large and, like the ancient one, is made of wood. Children can dimb a ladder into its stomach and pretend to be Creek soldiers.

 Troy withstood the Greeks' siege for ten long years. In the end, the Greeks triumphed by a trick. They constructed a huge wooden horse which they left just outside the city. The Trojans then watched the Greek army sail away, and overcome with curiosity, dragged the horse inside the city walls. Late that night, Greek soldiers, hidden inside the horse, crept out and opened the city gates. The Greek army, which had silently returned, entered and destroyed the city. This picture of the horse comes from a pot of about 650-600 b.c .

 The story of Troy and the wooden horse has been a favourite with artists through the centuries. Italian artist Giovanni Tiepolo (1696-1770), painted more than one version of the subject.
German archaeologist Heinrich Schliemann (1S22-ISB0). discovered the site of ancient Troy near tte Mediterranean coast in modem Turkey. He had bees ioofciag for it for many years. His excavations revealed not jocundity.
 Rich Mycenaean towns and palaces fell into a decline or were destroyed, trade with the east decreased, and Greece entered a dark age. During the next few centuries, stories of the great Mycenaean civilization which had gone I before were handed down from one generation to the next in the form of poems. Two of them, The Iliad and The Odyssey, have survived. They reached their final form in the eighth century b.c. at the .hands of the poet Homer, whose poetry was admired throughout the Greek world. The Iliad describes how a city called Troy, on the west coast of modem Turkey, was besieged by a Greek army led by King Agamemnon of Mycenae. It describes the heroic deeds of Greek and Trojan soldiers like Achilles and Hektor. The Odyssey tells the story of the return home from the Trojan War of one Greek hero, Odysseus. It took him ten years and he had many dangerous adventures. The Homeric stories reflect real incidents of wars, battles, and sieges from an earlier age. It is probable that war was waged between the Greeks and the Trojans, possibly over the ownership of lands and crops at a time when the Mycenaean world was falling apart, and not over the recapture of Helen.

Monday, 4 May 2015

Tips to overcome Your Fears and Make an Investment in Property

Want to Buy a House? -Tips to overcome Your Fears and Make an Investment in Property

Have you ever wondered why some people hesitate to invest in house or property though they like to own a house or property? Or are you also one among them? Do you wonder how some people keep on acquiring more and more property?

If you try to analyze the psychology behind these two behaviors, then you will understand that these two behaviors are linked to two psychological factors -
Fear
Fear is the main reason for the behavior of the first group of people who hesitate to buy house or property. It is the fear of losing money invested or the property itself that keeps people away from making an investment in property.
Control
The power to understand and control the fears associated with investing in property is the main reason for the behavior of the second group of people who acquire more and more property.

So if you understand your fears (problems) and try to control (solve) it, then you can make your dreams (owning a house or property) come true.

Understanding Fear

There are a lot of fears that are associated with buying property. Most of the fears people have in this respect are justifiable also. These fears are one the same which entrepreneurs face while starting a new venture. In business, these fears are termed as Risks. Entrepreneurs understand and calculate to an extent the risk involved in their venture and takes appropriate actions, thereby making their business a success. If ordinary people apply the same techniques while investing in property, then they can easily solve their problems related to it.

As in business, in making investments in property people should:

Identify and calculate all the risks involved
Mitigate or minimize each risk
Make a decision based on the overall risks involved

Controlling Fear

The first step in controlling fear is identifying fear. There will be a number of fears associated with investing in property. Identify all the fears associated with it. Once you have identified the fears, take necessary actions or counter-measures to mitigate or minimize each fear. But no counter-measure is foolproof. So, even after taking necessary counter-measures, some fear will be left off. This is called residual fear. You can adopt more counter-measures to overcome or minimize the residual fear. It all depends on how well you can identify and handle each fear.

Here is a guide which will help you to overcome your fears while buying a house


Fears
Counter-measures
Residual Fears
Further Counter-measures
What if I lose my job and can’t pay the mortgage?
Buy a house that can be rented out easily so that the mortgage can be paid from the rent.
What if the tenant does not pay the rent?
Take an insurance which will cover this risk
What if the interest rates rise too much that I can’t afford to pay it?
Take a mortgage where interest rate can be fixed for a certain period of time.
What if the interest rate rises after the fixed period of time and becomes unaffordable?
Take a mortgage where the interest rate can be fixed for the whole term.
What if the equity share drops after I buy a house?
Do not sell the property until the equity share rises. Rent it out for this period
What if I have to sell before the equity share rises?
Take an insurance which will cover this risk.
What if I have to move out from the present place of living for any reason?
Buy a house that can be rented out easily so that the mortgage can be paid from the rent
What if the tenant does not pay the rent?
Take an insurance which will cover this risk
What if major repairs have to be undertaken and I cannot afford it?
Take insurance with comprehensive covers.
What if repairs for aspects not covered under comprehensive cover needs to be undertaken?
Take insurance for individual items not covered by comprehensive policy








Friday, 1 May 2015

Benefits of a Natural Detox Diet




 
Benefits of a Natural Detox Diet – Stay Energetic following a Natural Detox Diet
With a natural detox diet, you experience a myriad of benefits, depending on how long the dieting period stretches out. For most people, the most notable result is weight loss. It is not the primary goal of detox, but it is nonetheless a highly appreciated one.

Other Benefits Of A Natural Detox Diet Include:
increase in energy
improved function of your immune system
lower cholesterol levels
better management of diabetes and high blood pressure
Natural detox diet and Detoxification of Your Body
To enjoy the best benefits of detox diet, you have to go the natural way. A holistic approach to detoxification is much better for the body. Pills, and other manufactured solutions are greatly discouraged, simply because they don’t work, regardless of how well they are advertised. And here comes the importance of a detox diet that is totally natural.
A natural detox diet follows simple and established facts like:
I. This diet insists on fruits and vegetables because these are rich in antioxidants, and vitamins, which are essential for the body.
II. This diet emphasizes on increased intake of water because the benefits of adequate hydration are well understood.
III. This diet encourages high fiber foods because they are better for your digestive system.
IV. This diet discourages alcohol, coffee, and processed foods, such as margarines and crisps because they are counterproductive to the end goal.
A natural detox diet is more sustainable because all its ingredients are easily obtainable. The key to maintaining the diet for many weeks is to ensure that you meet your minimum daily nutrition requirements. In other words, don’t cut out protein or carbohydrates completely from your diet. Even when detoxifying, your body still requires energy to function. Lean protein sources, and complex carbohydrates hardly impede on detoxification.
Detox Diets, Your Health, and a Natural Detox Diet
Detox diets are extremely popular in today’s health industry. Despite the increased conveniences of this modern life, more people are getting worried by the state of their health, and a handful of them look to detox diets to right some of the wrongs within their systems.
Do Detox Diets Work?
It’s a difficult question to answer. On one side, scientists argue that the effectiveness of these diets has not been demonstrated measurably. Dieticians and nutritionists, on the other hand, maintain that these diets do convey some desirable outcomes, such as higher energy levels. Regardless of where your allegiance lies, one thing remains constant- a detox diet does produces positive benefits, when they are well guided.
To conclude, to get the best health benefits of detox diets you should try out a natural detox diet plan that will ultimately yield positive result without causing any harm to your physic and mind because the ingredients included in this diet are all organic and free of harmful chemicals.



Thursday, 16 April 2015

Simple Photography - Basic Info

A photograph, simply stated, is a picture made by a camera. How is a photograph created? It's an almost magical process. Light rays from the subject being photographed pass through the lens to be cap
tured on the camera's recording surface. In digital cameras, images are
recorded electronically and stored on a memory chip or card. Cameras of
the 20th century used photographic film as a recording surface.

To better understand the basic principles of photography, examine what
is known as a pinhole camera. This device consists o f a closed box in the
front of which a small hole - a lens - has been created. When you point the
lens at a subject, light passing through the hole forms an image of the subject on the side opposite.



The pinhole camera is also known as a camera obscura. Camera is Latin for
the word "room," obscura means "dark." The camera body is a dark room.
Knowledge of the camera obscura has been traced back to ancient times.
The Chinese philosopher Mo Ti described such a device in the 5th century
BC. In the centuries that followed, scholars and philosophers occasionally
made mention of the camera obscura. Italian artist and inventor Leonardo
da Vinci wrote the first detailed description of the device in about 1485.
During the early decades of the 1800s, the camera obscura led to the inven
tion of the film camera.


During the mid-1600s, some artists created camera obscuras by building a dark room with lenses and
mirrors. Light from the subject being "photographed produced an image on one of the room's walls. This
image could then be traced onto paper by the artist, helping to create a lifelike drawing or painting.